February 2025
The Mommy Makeover Diary:
Financing Your Mommy Makeover
So, you’ve been thinking about a mommy makeover—imagining the confidence boost, the wardrobe refresh, and finally feeling like yourself again after pregnancy. But then more questions and reality set in: How much is this going to cost?
A mommy makeover is an investment in yourself, designed to restore and enhance your body with a combination of procedures such as a tummy tuck, liposuction, breast augmentation, or a lift. Because multiple surgeries are performed at once, the overall cost can be significant. In addition to accepting all major credit cards, most plastic surgery practices offer medical financing options to help make plastic surgery more accessible than ever. There are credit lines and payment plans available allowing women to achieve their goals without the burden of an upfront investment.
The Rise of Medical Financing in Plastic Surgery
In the past decade, financing options for cosmetic procedures have expanded significantly. As the demand for aesthetic surgery has grown, specialized medical financing companies have stepped in to offer flexible payment plans. These plans allow patients to pay for their procedure over time, making a mommy makeover more feasible without requiring a large lump sum payment.
These competitive financing options can significantly ease the upfront investment associated with a mommy makeover. Patients now have access to programs that offer:
Low Or No Interest Plans
Many medical financing companies offer promotional periods where no interest is accrued. With careful planning, patients can pay off their balance within this period, avoiding additional costs.
Flexible Payment Terms
Whether you want to stretch your payments over a few months or several years, financing companies often provide a range of repayment terms tailored to your financial situation.
Quick Approval Processes
Unlike traditional bank loans, medical financing options usually involve a streamlined application process that can often be completed online and approved in a matter of minutes. This allows patients to move forward with scheduling their procedures quickly.
Personalized Financing
Each patient's financial situation is unique, and many institutions offer customized financing plans. This means you can discuss your budget requirements and explore options that work best for you with your financing provider.
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Top Medical Financing Companies for Plastic Surgery
If you’re considering financing your procedure, several reputable companies offer patient-friendly options:
CareCredit
One of the most widely used medical financing options, CareCredit provides a variety of payment plans, including interest-free options for those who qualify. Many patients appreciate its flexibility, as it can also be used for other medical expenses, including dental work and vision care.
Apply Here
Alphaeon Credit
This company specializes in financing elective medical procedures, including plastic surgery. Alphaeon Credit offers low-interest monthly payments and extended plans for those who meet the criteria.
Apply Here
PatientFi
Known for its straightforward application process, PatientFi offers personalized payment plans with competitive rates and promotional financing options.
Apply Here
How Medical Financing Works
Applying for medical financing is similar to applying for a credit card or personal loan. Most companies assess your credit score, income, and financial history to determine eligibility. If approved, they provide various repayment options, including interest-free promotional periods or extended plans with fixed monthly payments.
Even for patients who can afford to pay in full, financing remains a popular option. Spreading out payments over time allows for better financial flexibility while still moving forward with the procedure without unnecessary delays.
Read More: The Mommy Makeover Diary- How Many Procedures Can I Safely Combine?
How to Apply for Plastic Surgery Financing
The application process is quick and can often be completed online in just a few minutes. To simplify things, Dr. John Burns’ office offers direct access to financing applications here.
For those unsure about which financing option is best, our team is available to assist in reviewing plans and finding the most suitable option for individual budgets and goals.
Understanding The Cost Of A Mommy Makeover
Before exploring financing, it is important to understand the potential investment involved. The total cost of a mommy makeover varies based on the specific procedures performed, the complexity of the case, the surgeon’s expertise, the anesthesia fee, and the facility fee.
Here is a general cost breakdown of individual procedures:
Tummy Tuck (Abdominoplasty): $8,000 - $14,000
Breast Augmentation: $5,000 - $10,000
Breast Lift: $7,000 - $12,000
Liposuction: $3,000 - $9,500 depending on the number of areas.
These figures are estimates, and the best way to receive an accurate quote is through a personalized consultation. Dr. John Burns in Dallas specializes in mommy makeovers and can provide a customized treatment plan based on each patient’s aesthetic goals and budget.
Learn More: The Mommy Makeover Diary- Will My Breasts Look Great With Just A Lift?
Investing in Confidence
A mommy makeover is a life-changing plastic surgery procedure, and initial investment should not be a barrier to achieving the body you desire. With the availability of medical financing, many patients can afford plastic surgery while maintaining financial flexibility. Dr. John Burns’ office is happy to assist with financing options and help you find the best plan to suit your needs. For more information or to apply for financing, visit our financing page here.
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